Td Cashback Visa Agreement

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Credit good if 25 min of cashback is accumulated 11Account must be open and in good condition to win and exchange cash Back Dollars. Cash-back-dollar deposits must be made at any time, upon request, for a minimum of $25. When cashback-dollar is cashed in each year, the annual profit period begins from the date of use of the purchase card to the account settlement cycle in January of the following year, after which the annual compensation period continues each year from the account settlement cycle in January to the January settlement cycle of the following year. Cash-back-dollars continue to fall until cashed instructions are available. There is no maximum annual amount of cash back dollars that can be earned. Detailed information on the cash-back-dollars exchange can be found in the TD Cash Back Program Terms Terms Terms Conditions section of the TD Cash Back Visa Cardholder Agreement at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp 15, provided by our administrator as part of a service contract with TD Life Insurance Company. This is not an insurance benefit, but only 10 You must be a valid Visa Infinite Visa card holder to receive The Infinite Visa benefits and services. Some services and services require registration. Offers and benefits are not transferable and discounts cannot be combined with other offers or discounts. Neither Visa nor the card issuer are responsible for claims or damages resulting from the use of services or services provided by third parties. Visa reserves the right to modify or cancel offers or benefits at any time and without notice.

All offers, benefits and services provided via Visa are subject to general terms and conditions, including third-party terms and conditions of sale available online at www.visainfinite.ca/infinite/terms.jsp. The Visa Infinite privacy policy (available online at www.visainfinite.ca/infinite/privacy.jsp) applies to all services and services that must be registered or are provided on the Visa Infinite website or via the Visa Infinite website. The collection, use and disclosure of cardholders` personal data by third parties in services and benefits to Visa Infinite cardholders is subject to the privacy policy of these third parties. 5 Earn 0.5% in cash back dollars (“standard discount”) on every $1.00 for all other purchases (“Other purchases”) that are debited to your TD Cash Back credit card account (“account”). All returned items, refunds, rebates or similar credits reduce or cancel the cash-back-dollars earned on the initial purchase. Other conditions: The offer may be changed, withdrawn or extended at any time and cannot be combined with other offers. ®The TD logo and other brands are owned by The Toronto-Dominion Bank. 7 Signed by TD Home and Auto Insurance Company. To qualify for this insurance coverage, the item must be fully paid for with your TD credit card.

Benefits, functions and coverage are subject to conditions, restrictions and exclusions fully described in the insurance certificate included in your TD cardholder contract. 4 Earn 1% in cash back-dollar (“PAP discount”) on every $1.00 in payments, which are made monthly or on a other periodic basis for merchant invoices, including insurance premiums, periodic/newspaper/online subscriptions, dues and telecommunications fees that are created by the merchant with your consent to be automatically debited from your TD Cash Back credit card account (“Account”) and which are classified as “recurring payments” via the Visa network. You must confirm with your dealer if they can accept pre-authorized payments.

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